What is Title Insurance ?
A policy of title insurance insures against loss sustained due to the condition of title being other than as insured. A single, one-time premium provides the insured indemnification against loss or damage suffered through title defects or encumbrances other than those shown in the policy. Among other things, a policy insures against future unmarketability of title, municipal zoning by-law infractions, defects which could be revealed by an up-to-date survey, fraud, forgery, and undisclosed or missing heirs. Even errors or omissions made by your solicitor, or any third party on which your solicitor is relying for information with respect to the closing of the transaction, are insured.

A First American title insurance policy is backed by a company with federally regulated reserves, over 100 years experience in the title business, and annual revenues in excess of one billion dollars.

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